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You and your relative can draw up a contract detailing the loan quantity, repayment time period And exactly how you’ll repay them.

These lenders operate on the net or from storefronts and charge triple-digit yearly share prices. Loan quantities are usually a number of hundred to a couple thousand dollars, and repayment terms are usually less than two decades.

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The best part about personal loans is that there is no collateral necessary. You need not supply a wide range of documentation, and there's usually no once-a-year fee or prepayment penalty.

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